Planning

Planning
Thursday August 5, 2010

Many, many years ago my husband and
I began thinking how we were going
live a more frugal lifestyle. I began
reading a book called The Tight Wad Gazette.
This is a great book showing how one family
starting saving money for their future home.
This idea to me seemed like a great plan.
Since, my dream was to one day leave NJ.
I must figure out a way to live more frugally
than I was already living. That is when I decided
every dollar counts. That means if I could save
a dollar on one thing whether in groceries. or
some other way. That dollar I saved would go
to pay extra on my mortgage. Month by month
I would track where I was saving. I began
investing a certain amount of time each week
devoted to working on my budget. If you don't
plan for something how will your dreams ever
become reality. The first step was to plan what
I was going to do and how was I going to get there.
Being a stay at home mom, I had the means to plan
for our future. Learning to plan many things in our
lives has helped us make these plans work.


The biggest way I know how to plan for is the food
budget. When you make all your own food you will
begin seeing how the savings will add up. This will
not just happen for you if you don't plan for it.

This will take some time so make sure you set time
aside for meal planning. Meal planning I also feel
helps you understand what you have in your cabinets.
You will know what is in your pantry. This is an area
to stop overspending.

Making clothes I feel is another way in savings. This
has been something I learn to plan into my week.
This works quite well in the winter. This is an
area I struggle with in the summer months.
I have only made a few items this summer for
my daughter. But I am on a role now.

I can start new everyday and strive to
do better. With the Lords help I can do
many things in His strength.